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The Best Chocolate Banana Chocolate Chip Muffins

April 1, 2024 (Last updated February 8, 2026) · Nicole Triebe
banana chocolate chip muffins on a wire cooling rack surrounded by chocolate chips, a bowl of cocoa powder and neutral linens

Get your chocolate fix with these healthier chocolate banana chocolate chip muffins! They take just minutes to mix together and make the perfect breakfast or sweet treat!

Why we love this chocolate banana chocolate chip muffin recipe

These muffins:

  • Have rich chocolate flavor without being overly sweet
  • Incredibly moist thanks to bananas and applesauce
  • Easy enough for a weekday bake, but special enough to serve guests

These double chocolate muffins are one of those recipes that feels cozy and indulgent, yet still totally acceptable for an easy breakfast. I love making a batch on Sunday and grabbing one with my coffee during the week—especially when I need something comforting but not overly fussy.

If you love homemade muffins, you’ll love these blueberry muffins and banana muffins with streusel topping! These muffins are the perfect way to start your day!

Key Ingredients for this banana chocolate chip muffin recipe

Bananas

Brown, overripe bananas are significantly sweeter and have a stronger banana flavor than their yellow counterparts, which is ideal for baking because it enhances the sweet flavor of baked goods without the need to add excessive amounts of refined sugar.

Eggs

Eggs provide structure to baked goods and help them rise. They are crucial for light and fluffy cakes and muffins! Use room-temperature eggs to ensure a smooth, evenly mixed batter and, therefore, a uniform texture and appearance. You can bring eggs to room temperature quickly by filling a bowl with warm(not hot) water from the tap and letting the egg sit in the water for 5-10 minutes. You’re good to go when the eggs are no longer cool to the touch.

Apple Sauce

These easy banana muffins swaps oil or butter with applesauce, which significantly reduces the amount of fat in baked goods since it’s a low-fat alternative to oil. This can make your recipes healthier and lighter, which benefits those monitoring their fat intake or following a low-fat diet.

Dutch Process Cocoa Powder

Dutch-process cocoa powder is treated with an alkalizing agent to neutralize its acids. This process gives it a smoother, more mellow, and luxurious chocolate flavor than natural cocoa powder, which can sometimes have a sharper, more acidic taste. Dutch cocoa is preferred in recipes where a deep, rich chocolate flavor is desired.

Brown Sugar

Brown sugar, which is white sugar with molasses added back in, introduces a deep, caramel-like flavor that complements the richness of chocolate. It adds another layer of flavor that makes these double chocolate muffins so delicious!

Chocolate Chips

I used semi-sweet chocolate chips, but you can use milk chocolate or dark chocolate chips for this sweet treat.  You may also choose to use mini chocolate chips if you’d like! 

Additional ingredients

All-purpose flour

Baking Soda

Salt

Vanilla Extract

Step By Step Instructions To Make These Double Chocolate Banana Muffins

  1. Start by preheating your oven to 350°F (175°C). Line a muffin tin with paper muffin liners or lightly grease it to prevent the muffins from sticking. This step is crucial for achieving perfectly shaped muffins that are easy to remove.
  2. Combine flour, cocoa powder, baking soda, and salt with a whisk in a medium bowl. This mixture is the foundation of your muffins, providing structure and ensuring a uniform rise.
  3. In a separate bowl, mix the mashed bananas with the sugar, melted butter, egg, and vanilla extract. The bananas should be mashed well, but a few small lumps are fine—they add to the muffin’s moist texture.
  4. Gradually add the flour mixture to the banana mixture, stirring until just combined. Overmixing can lead to tough muffins, so fold the ingredients together gently until they are just incorporated.
  5. Fold in the chocolate chips, reserving a handful to sprinkle on the muffins before baking. This not only adds a burst of chocolate in every bite but also makes the muffins visually appealing.
  6. Divide the batter evenly among the paper liners in the muffin tin using an ice cream scoop with release, filling each about ¾ full. Sprinkle the reserved chocolate chips on the tops of the muffins. Bake for 20-25 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
  7. Allow the muffins to cool in the pan for 5 minutes, then transfer them to a wire rack to cool completely. This resting period helps the muffins set and makes them easier to remove from the pan.

Entertaining Tip

Serve these muffins slightly warm on a platter with fresh berries and a dusting of powdered sugar for an effortless brunch upgrade. If you really want to lean into dessert vibes, add a small bowl of softened butter or chocolate hazelnut spread on the side—people will talk about it.

Storage Instructions

Freezer: Freeze muffins individually wrapped for up to 2 months. Thaw at room temperature or warm gently in the microwave.

Room temperature: Store muffins in an airtight container for up to 3 days.

Refrigerator: They’ll keep for up to 5 days, though I recommend letting them come to room temperature before eating.

FAQs and Expert Tips

Space out the muffins: To get those perfect round tops like bakery muffins, place each muffin liner with a space between them, as shown in the step-by-step photo above.

Do not overmix: Overmixing will develop the gluten in the flour, resulting in a tough muffin.

Use Room Temperature Ingredients: Make sure ingredients like eggs, milk, and butter are at room temperature unless the recipe specifies otherwise. This ensures they mix together more uniformly, creating a smoother batter.

Don’t overfill the muffins: To get a nice dome on your muffins, fill the muffin cups three-quarters full. If you fill them too much, the batter can overflow; too little, and the muffins won’t rise properly.

Additional Recipes to Try

Looking for more easy muffin recipes?

Healthy Chocolate Zucchini Carrot Muffins – these are chocolatey, moist, and a fun way to enjoy vegetables.

Cranberry Orange Muffins – Warm up your mornings with this cranberry orange muffins recipe, combining tart cranberries and sweet orange in every bite.

Banana Streusel Muffins – These moist banana muffins with a streusel topping are the perfect weekend breakfast treat.   

Tried this recipe? Please leave a ⭐️⭐️⭐️⭐️⭐️ star rating below and/or a review in the comments section further down the page. You can also stay in touch with us through social media by following us on InstagramPinterest, and Facebook!

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banana chocolate chip muffins on a wire cooling rack surrounded by chocolate chips, a bowl of cocoa powder and neutral linens

The Best Chocolate Banana Chocolate Chip Muffins

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  • Author: Nicole Triebe
  • Prep Time: 10 minutes
  • Cook Time: 20 minutes
  • Total Time: 30 minutes
  • Yield: 8 muffins 1x
  • Category: Baking
  • Method: Bake

Ingredients

Scale
  • 1 cup all purpose flour

  • 1/2 cup dutch process cocoa

  • 1 teaspoon baking soda

  • 1 teaspoon kosher salt

  • 3 large brown bananas   (1 ½ cups mashed)

  • 1/2 cup apple sauce 

  • 3/4 cup packed light brown sugar

  • 1 large egg, room temperature

  • 1 tablespoon vanilla extract

  • ¾ cup semisweet chocolate chips, divided 

 

 


Instructions

  1. Start by preheating your oven to 350°F (175°C). Line a muffin tin with paper liners or lightly grease it to ensure the muffins do not stick. 
  2. In a medium bowl, whisk together the flour, cocoa powder, baking soda, and salt. 
  3. In a separate, larger bowl, mix the mashed bananas with the sugar, melted butter, egg, and vanilla extract. The bananas should be mashed well, but a few small lumps are fine.
  4. Gradually add the dry ingredients to the banana mixture, stirring until just combined. 
  5. Fold in the chocolate chips, reserving a handful to sprinkle on top of the muffins before baking.
  6. Divide the batter evenly among the muffin cups, filling each about ¾ full. Sprinkle the reserved chocolate chips on top.
  7. Bake for 18-20 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
  8. Allow the muffins to cool in the pan for 5 minutes before transferring them to a wire rack to cool completely. 

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